Issuing a claim for a County Court Judgment is sometimes unavoidable, but it should be a very last resort.  It can take a long time to reach a hearing and can take up much of your time, and be very stressful.  If a claim is over £10,000 you will likely need legal representation, and whilst the losing side would usually have to pay your costs, if they don’t have it, your solicitor may seek the payment from you.

Any claims under £10,000 are usually dealt with in the small claims court and both sides bear their own costs, so there is no major risk in representing yourself.

The cost to file a claim is below;

Claim amount Fees
Up to £300 £35
£300.01 to £500 £50
£500.01 to £1,000 £70
£1,000.01 to £1,500 £80
£1,500.01 to £3,000 £115
£3,000.01 to £5,000 £205
£5,000.01 to £10,000 £455
£10,000.01 to £200,000 5% of the claim
More than £200,000 £10,000

There are other costs to pay if a claim becomes defended, such as a Hearing fee.

My advice is to do everything you can before issuing a claim for a County Court Judgment, but if there is no alternative then you should download an N1 Claim Form here: https://www.gov.uk/government/publications/form-n1-claim-form-cpr-part-7.

You can also file a claim online, using Money Claim Online.